Roofing companies in the Twin Cities area like ours manage storm damage repair projects all the time. Although we work with storm damage on a regular basis, you probably don’t, which is why filing an insurance claim for the damage can be overwhelming. Here are some tips for ensuing the success of your insurance claim after a storm so you can get back to life as normal.
Understand Your Policy
Every homeowner’s insurance policy is different, but many take into account the age of the roof at the time it was damaged. For example, if the roof on your home is less than a decade old, the entire cost of repairing the damaged sections or a full replacement could be covered under your policy. However, if your roof is older, you may only be reimbursed for the depreciated value of your damaged roof.
As one of the premier roofing companies in Twin Cities, we highly recommend reading through your policy before a storm hits so you fully understand what it entails and what you’re entitled to following storm damage.
Provide Detailed Documentation
To receive a proper settlement for your loss and ensure the success of the claims process, take a set of “before” photos of your roof and exterior property. Whenever you have maintenance or repairs done on your roof, update these pictures. When storm damage happens, take a set of “after” photos and submit them to your insurance company to support you claim.
Choose an Experienced Contractor
While there are many roofing companies in Twin Cities, the best way to ensure your claim is processed effectively is to work with a company that has experience working on storm damage claims and not a storm chaser. At Timberland Exteriors, we proudly possess this experience and would be happy to help if your roof is ever damaged in a storm. Contact us today for more information by calling (952) 928-4300.